Who Can Buy at The Hillshore?

Published 16 October 2026 · Figures as at October 2026

Buying at The Hillshore in One Line

Anyone can buy. The Hillshore is a private freehold condominium, so there is no income ceiling, no citizenship requirement and no minimum occupation period. Singapore Citizens, Permanent Residents, foreigners and companies may all buy a home there.

What changes from buyer to buyer is the cost. Additional Buyer’s Stamp Duty depends on residency and on the homes already owned, and the loan limits depend on the loans already outstanding. This article sets out who pays what, using the rates in force in October 2026.

The answer is the same for every one of the 59 homes, from the two-bedroom apartments to the penthouses: the type of home does not change who may buy it, only how much stamp duty and financing it involves.

Why The Hillshore Is Open to All Buyers

The homes are strata units in two five-storey blocks on freehold land, held as an estate in fee simple. Under the Residential Property Act, foreigners may buy units in a condominium without the approval that most landed homes require, which is why the development can be offered to buyers of any nationality.

Because the homes are private housing, none of the public-housing conditions apply. A buyer may own other property, need not form a family nucleus, and may let the home once it is completed, subject to the minimum rental period set by URA and the by-laws of the management corporation.

Companies may buy as well, though they pay a higher rate of duty, and some buyers choose to hold a home through a trust; in each case the duty is set by IRAS according to the buyer’s profile, as below.

Additional Buyer’s Stamp Duty at The Hillshore

ABSD is paid on top of Buyer’s Stamp Duty and is a single rate on the whole purchase price. Since 27 April 2023, a Singapore Citizen pays nothing on a first home, 20% on a second and 30% on a third or later. A Permanent Resident pays 5% on a first home, 30% on a second and 35% on a third. A foreigner pays 60% on any residential purchase, and an entity 65%.

A married couple buying jointly, where at least one spouse is a Singapore Citizen and neither owns other residential property, may apply to IRAS for remission. A couple buying a second home before selling the first may claim a refund if the first is sold within the period IRAS allows, subject to its conditions.

Because ABSD can run to tens of percent of the price, the order in which a household sells and buys deserves thought before a booking is made. The stamp duty page sets out the full tables.

Free Trade Agreements and The Hillshore

Nationals of the United States, and nationals or permanent residents of Iceland, Liechtenstein, Norway and Switzerland, are treated as Singapore Citizens for ABSD under Singapore’s free trade agreements. For a buyer in that position, a first home at The Hillshore attracts no ABSD at all.

The treatment applies to the individual’s own purchase. Buyers who believe they qualify should confirm it with IRAS before signing, since the paperwork is checked when the duty is assessed.

Loans for The Hillshore Buyers

The Monetary Authority of Singapore sets the loan-to-value limit by the number of housing loans a borrower already has: up to 75% with none, 45% with one and 35% with two or more, with lower limits when the tenure runs past 30 years or beyond the borrower’s 65th birthday. The Total Debt Servicing Ratio caps all monthly debt repayments at 55% of gross income, tested at a rate of at least 4%.

Foreign buyers can borrow from Singapore banks, but each bank sets its own terms for non-residents, so an in-principle approval is worth obtaining early. The housing loan page sets out the limits in full, and the TDSR calculator applies them to an income.

Which The Hillshore Home Suits Which Buyer

Eligibility is the same for every home, but the mix of 28 layouts gives different buyers different starting points. The two-bedroom homes from 743 sq ft suit couples, single owners and those who want a city home near the Circle Line; the three-bedroom homes of about 1,050 to 1,180 sq ft suit families; the three four-bedroom dual-key apartments suit households who want two generations under one roof.

Buyers looking for space and privacy often look first at the 13 penthouses on the top level. The unit types guide walks through every layout.

Next Steps for The Hillshore Buyers

The stamp duty calculator works out BSD and ABSD for any profile on a price you enter. The Sales Concierge sends the current price list on request, so the figures can be run on a particular home, and the floor plans show every layout.

Showflat viewings are arranged by appointment through the Sales Concierge.

This article is general information as at the date shown and is not financial, legal or tax advice. Statutory figures are from IRAS and MAS; particulars of The Hillshore are from the developer’s brochure, unit plans and distribution chart, and dates from the developer and published reports.